Carey Kolaja has more than 20 years of diverse experience in financial services, product management, technology, and consulting. Carey is currently Global Product Officer at Citi FinTech, an organization charged with designing and delivering the ‘Bank of Tomorrow’. Prior to Citi FinTech, Carey spent 13 years at PayPal, most recently as Vice President of Global Consumer Products at PayPal, responsible for establishing PayPal’s global product vision in service to hundreds of millions of consumers around the world. At PayPal, Carey led an international team charged with designing, deploying, and operating global products and commercial strategies for all of PayPal’s consumer products to effectively serve the local needs and interests of customers in each of the 203 markets that PayPal serves. These products included digital wallet, Person to Person Payments, Financial Services, Buying Experiences, Loyalty, Identity Management, and Social Impact.